Identity Theft Prevention Check List
Click here to download a MS Word file.
Be on the alert for the following, report to supervisor if discovered.
Notifications and Warnings from Consumer Reporting Agencies
- Report of fraud accompanying a credit report;
- A credit agency notice of a credit freeze or active duty alert on an applicant;
- Notice of address discrepancy with a credit report request; and
- Credit report of activity that is inconsistent with an applicant's usual pattern or activity.
- Identification document or card that appears to be forged, altered or inauthentic;
- Photograph or physical description is not consistent with the person presenting the document;
- Other document with information that is not consistent with existing individual information; and
- Application for service that appears to have been altered or forged.
Suspicious Personal Identifying Information
- Inconsistent identifying information with other information provided (example: inconsistent birth dates);
- Inconsistent information with other sources of information (example: an address not matching an address on a loan application);
- Information presented is the same as information shown on other applications that were found to be fraudulent;
- Identifying Information presented that is consistent with fraudulent activity (examples: an invalid phone number or fictitious billing address);
- Social security number presented that is the same as one given by another individual;
- A person fails to provide complete personal Identifying Information on an application when reminded to do so; and
- A person's Identifying Information is not consistent with the information that is on file for the individual.
Suspicious Covered Account Activity
- Change of address for an account followed by a request to change the individual’s name;
- Payments stop on an otherwise consistently up-to-date account;
- Account used in a way that is not consistent with prior use;
- Mail sent to the customer is returned repeatedly as undeliverable, although the customer continues to accrue changes on the covered account;
- Notice to the University that an account has unauthorized activity;
- Breach in the University's computer system security; and
- Unauthorized access to or use of individual account information.
Alerts from Others
- Notice to the University from an individual, Identity Theft victim, law enforcement or other person that the University has opened or is maintaining a fraudulent account for a person engaged in Identity Theft.
Friday, December 4, 2009