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Federal Student loans

Applying for Federal Direct Student Loans

APPLYING FOR FEDERAL DIRECT STUDENT LOANS

   
Federal Direct Subsidized and Unsubsudized Loans

FEDERAL DIRECT SUBSIDIZED AND UNSUBSIDIZED LOANS

Subsidized loans are awarded to the students with a greater financial need for the loan. The government pays interest on these loans while the student is in school. This means that the student does not begin accruing any interest on the loans until 6 months after graduation.

Unsubsidized loans begin accruing interest from the date the loan is disbursed to the school.
   
   
Federal Direct Parent Loan for Undergraduate

Federal Direct Parent Loan for Undergraduate OR FEDERAL DIRECT GRADUATE PLUS LOAN

   

Parent Loan for Undergraduate students (PLUS)

Federal Direct PLUS Loan for Graduate Student

   
Private/Alternative Loans

PRIVATE/ALTERNATIVE LOANS

UNCP Alternative Loan Information

Discloser-Make sure you take advantage of the Federal Direct Loans first.

Loan Deferment and Forbearance

   
 

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